Privacy Policy

Effective Date: January 1, 2026

APEX MARKETING MANAGEMENT INC ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

Information We Collect

Personal Information

We may collect personal information that you voluntarily provide to us when you:

• Submit a funding application or inquiry
• Register for an account or service
• Contact us via email, phone, or contact forms
• Subscribe to newsletters or marketing communications

This information may include:

• Name, email address, and contact information
• Business name and industry information
• Financial information related to funding applications
• Phone number (if you provide it)

Automatically Collected Information

When you visit our website, we may automatically collect certain information about your device, including information about your web browser, IP address, time zone, and cookies installed on your device. We may also collect information about your browsing actions and patterns.

How We Use Your Information

We use the information we collect to:

• Process and evaluate funding applications
• Communicate with you about our services
• Send you marketing and promotional materials (with your consent)
• Improve our website and service offerings
• Respond to your inquiries and support requests
• Comply with legal obligations and enforce our agreements

SMS & Text Message Communications

If you opt in to receive SMS/text messages from APEX MARKETING MANAGEMENT INC, the following terms apply:

Consent & Opt-In

By providing your mobile phone number and checking the SMS consent box on our contact form, you expressly consent to receive recurring marketing and promotional SMS/MMS messages from APEX MARKETING MANAGEMENT INC, including offers, updates, and information about our financial products and services, sent using an automated telephone dialing system (ATDS).

Message Frequency & Costs

Message frequency varies; you may receive up to 4 messages per month. Message and data rates may apply depending on your mobile carrier's plan.

Opt-Out Instructions

You can opt out of receiving text messages at any time by replying STOP to any message we send. After you opt out, you will receive a confirmation message, and you will not receive any further messages unless you re-subscribe.

Help & Support

For assistance with text messages, reply HELP to any message, or contact us at scott@apexmarketingmanagement.com.

Consent Not Required for Purchase

Consent to receive text messages is NOT a condition of purchase or of receiving any services from APEX MARKETING MANAGEMENT INC. You may still apply for funding and use our services without opting in to SMS communications.

Mobile Information Sharing

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Information Sharing & Disclosure

We may share your information in the following situations:

• Service Providers: We may share information with third-party vendors who perform services on our behalf, such as payment processing, data analysis, email delivery, and customer service.
• Business Transfers: If we are involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.
• Legal Requirements: We may disclose information if required by law or in response to valid requests by public authorities.
• With Your Consent: We may share information with your explicit consent for specific purposes.

We do not sell, rent, or trade your personal information to third parties for their marketing purposes.

Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no internet transmission is completely secure, and we cannot guarantee absolute security.

Your Privacy Rights

Depending on your location, you may have certain rights regarding your personal information, including:

• The right to access and receive a copy of your personal information
• The right to request correction of inaccurate information
• The right to request deletion of your information
• The right to opt out of marketing communications
• The right to withdraw consent (where processing is based on consent)

To exercise these rights, please contact us at scott@apexmarketingmanagement.com.

Cookies & Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience on our website. You can control cookies through your browser settings. However, disabling cookies may affect the functionality of certain features.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child, we will take steps to delete it.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated "Effective Date." We encourage you to review this policy periodically.

Contact Us

If you have questions or concerns about this Privacy Policy, please contact us:

APEX MARKETING MANAGEMENT INC
3717 Savanna Palms Ct
Bradenton, FL 34211
Email: scott@apexmarketingmanagement.com